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We provide the latest in articles and information in finance and money management. You will find convenient financial calculators by topic at the top of each page (where relevant), with detailed articles on each topic below. Just select any of our navigation links to search by topic, or use our convenient calendar to the right to browse all general articles by date, if you wish.

 

You will find all of our most recent articles listed below :

May 28, 2009

Use Your Credit Wisely
Credit is becoming a necessity these days. Even if you can afford to pay for all your purchases in cash you wouldn’t be very comfortable walking around knowing that you have a large amount of cash wi...
Author: Jake R Avey

Your Retirement Account: Why You Should Save It For Retirement
A frustrating situation that bankruptcy attorneys are often faced with is meeting clients who have drained their retirements in an effort to avoid bankruptcy, only to end up filing anyway. In a bankr...
Author: Michelle L. Marrs

Foreclosed Homes and Bankruptcy
Either Chapter 7 or Chapter 13 bankruptcy will stop a foreclosure if filed prior to the sale date of your home. Your eligibility for Chapter 7 (debt elimination) or Chapter 13 (debt restructuring) wi...
Author: Michelle L. Marrs

Private Student Loan Consolidation, Is There A Best One?
Private student loan consolidation cannot be generally mixed with federal student loans due to the low interest rate on the latter. However, there are several options open to refinance the private st...
Author: Roger Guzman, M.D.

How Your Credit Score Follows You Around Like a Criminal Record
The most vital part of your financial well-being is your credit score, commonly called your FICO score because most scores are determined on the Fair Isaacs Corporation Credit scale. When we typicall...
Author: Greg Pesetsky

Tapping Home Equity to Pay Debts is Foolhardy Move Right Now
Over the years, you have been a faithfully paying your home mortgage – and all the while building up valuable equity in your most prized possession, your home. This equity often provides a quick lin...
Author: Greg Pesetsky

 

May 21, 2009

Generate Endless Leads And Instant Cash For Your Biz
Do you find it hard to talk to prospects on the phone, getting hung up on, or handling objections? I used to be like that, constantly taking the prospects that I would generate on the internet and v...
Author: Stuart Fripp

Financial Survival Tactics for Today’s Economy
Today’s economy has economists, government officials, and investors of all kinds scratching their heads trying to figure out not just what broke the economy, but how best to go about fixing it. Fear ...
Author: Charrissa Cawley

Small Businesses Aren’t The Stimulus Answer
As a 34-year-old, born-and-bred New Yorker, as I read the details of Barack Obama’s stimulus plan, many memories come to mind. A product of the NYC public school system, I have worked hard for my mon...
Author: Ronn Torossian

Forex Trading Platforms And Forex
Think of the "platform" as the roads and freeway system that connects all traders to the finanical markets including forex. At the base level, everyone must be connected to the Internet. On top of th...
Author: Phil Jarvie

Top 3 Ways to Improve Your Work/Life Balance while Growing Your Business
If you are a small business owner, you have undoubtedly encountered the seemingly difficult challenge of balancing your business obligations with those of home and family. Being committed to both a b...
Author: Victor Mataraso

May 15, 2009

How I Negotiated My Own Debt Reduction By Over 50%!

I bet you didn't know that it is possible to do debt settlement by yourself and without having to pay a cent to a professional debt settlement company. This article is my story about how I was able to reduce my debt by over 50% by myself.

How a Charitable Remainder Trust Avoids Capital Gains

Do you own a highly appreciated asset that produces little or no income? Are you selling your business? Are you highly compensated and looking to shelter more of your income? Put the charitable remainder trust in your list of options.

Is Consumer Driven Health Care Right for You?

Does consumer driven health care (CDHC) really present a viable alternative to the growing problems that health insurance presents?  This solution requires more payment upfront than traditional health insurance plans, but it also requires more maintenance, education and tracking as well.

10 Areas of a Health Insurance Plan

What do you really need to know when deciding which health insurance plan is appropriate for you?  While the information is most times segmented into individual, family or group coverage, there are many other factors that impact your insurance selection.

 

May 8, 2009

Payday Loans – Why Using a Payday Advance for Gift Purchases is Ill Advised

Graduation, birthday, and Christmas gifts aren’t cheap! Avoid falling into the belief that obtaining a payday loan is a worthwhile option when you can’t afford to buy gifts for everyone on your list.

Thinking of taking out a loan for a holiday?

Going on holiday is something that we all love to do – getting away from the stress and hassles of everyday life can be rejuvenating and exciting. However, there is also cost involved when it comes to going on holiday and not everyone has savings or disposable income to spend on their holidays.

Education loans for the ambitious

As a nation Brits have become increasingly ambitious over recent years, with more and more people wishing to take their careers that step further in order to enjoy a brighter and more lucrative future. Education loans are designed to help those that wish to improve their education.

Is it time to switch your credit card?

Many credit card companies across the UK have decided to increase their rates, charges, and fees. With all of these charge hikes is it time for cardholders to start looking at switching their credit cards?

Are You Credit Worthy?

Lenders take various criteria into account when determining whether an applicant is credit worthy, but it generally comes down to three important points:

May 1, 2009

5 Ways to Stay In Business
Many people ask me, “Sherese, how do you continue to thrive even in a down economy?” The truth is, although I’m thriving, times are still tough. The challenges of keeping our profit margins on track ...
Author: Sherese Duncan

Using Credit Reports in the Hiring Decision
According to a recent article on the Wall Street Journal website, 16% of employers surveyed use credit reports as part of the pre-employment screening process. This news may be particularly alarming ...
Author: Shelley Phelps

UK Financials Ltd, Online Cheap Car Loans Available With Very Low Interest Rate Now In UK
Raise Finance to Buy a Car Easily Buy a Luxurious Car at Low Cost with the Cheap Car Loans Everyone wants to own a car in his name. It doesn’t matter whether the car is a new one or a used car. Thi...
Author: Ravi Mishra

A Difficult Term Life Insurance Decision
Andy was four years old, but because of his progeria he looked around seventy-eight. It was a little like that Brad Pitt movie. Andy's parents, Don and Jane, were a little opportunistic, some might ...
Author: Matt Lockard

 

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