We provide the latest in articles and information in finance and money management. You will find convenient financial calculators by topic at the top of each page (where relevant), with detailed articles on each topic below. Just select any of our navigation links to search by topic, or use our convenient calendar to the right to browse all general articles by date, if you wish.

You will find all of our most recent articles listed below :

June 24, 2009

Permanent Insurance Explained - Permanent Life Insurance Types
Permanent insurance, also referred to as permanent life insurance, affords the policy owner the opportunity to accumulate a little cash in addition to providing a death benefit in the event of premat...
Author: Donald Lusan

Telecoms Cost Saving, Expense Management, Cheaper Call Tariffs
If your personal mobile or landline provider routinely added 10%-40% to your monthly bill we don’t think it would be long before you asked for a rebate. Surprisingly, very few businesses have acted t...
Author: Richard Hodgson

Selecting the Right Property for Investing
Anyone can make money in real estate when the market is booming in your area. The trick to making a solid investment that pays out big in today?s market is to follow the process used by the professio...
Author: Gary Fee

Easy Ways To Reduce Your Debt Interest Payments
With consumer debt in the UK at historically high levels, there are greater and greater numbers of us getting into debt, and trying to escape it. While the recession is hurting our pockets – wage fre...
Author: Sean Spurr

Business Liability Insurance for System Integrators and Custom Programmers
Whether you’re working directly with a client or through a staffing firm, if you’re a systems integrator or custom programmer, you’ll probably have at least one client who requires you to carry insur...
Author: James Cochran

June 17, 2009

Six Important Things You Need to Understand About Credit Card Debt by Terry Stanfield

The relentless calls and letters from your lender just will not stop and the Visa card bills just continue coming. What can you do about it?

What is a Tax Refund? by Paul Lombard

Most people have heard of folks getting tax refunds, otherwise known as a "tax rebate" or "claiming tax back" but what does it mean? A tax refund is a payment made by the HM Revenue & Customs (the new name for the Inland Revenue) to someone who has paid too much tax during a particular tax year.

Why You Must Change Your Mindset Before You Can Reduce Your Taxes by Thomas Wheelwright

The number one reason given for the erroneous overpayment of taxes was the complexity of the tax code. This plays right into molding the mindset that taxes are just too complicated to even try to understand.

Bankruptcy and Its Alternatives by Melissa M Gordon

There is no doubt whatsoever that, however the idea may be sold to some people, going bankrupt is something that terrifies most of us. There are ways that you can hold off a bankruptcy, although there has to be some debate over whether they are all preferable alternatives. In some cases, they may even be considered worse. Still, nobody wants to be known as being bankrupt.

Top Reasons to Avoid Chapter 7 - When Liquidation Does More Harm Than Good by Chris Blanchet

For debtors with tremendous debt and "nothing to lose," Chapter 7 might often seem like the only option to get a fresh start. However, if that fresh start includes owning a home, starting a business or upgrading your education, you need to read this and see for yourself that the long-term impact of bankruptcy does more long-term harm than any good you might enjoy in the short-term.

June 10, 2009

Don't Be Gullible When It Comes To Fixing Your Credit!
The Internet communications revolution has provided many creative opportunities for commercial interests and, unfortunately, easy access for swindlers to prey on the gullible. This is especially true...
Author: Jim DeSantis

Buying a Car With Bad Credit - Defining an Approach to Get Your Dream Car
Thinking of buying a car but your bad credit holds you back from securing especially when you think of financing it. The reasons for having poor credit can be numerous like past bankruptcy or simply ...
Author: Williams Orchard

Buy Trend Forex 2.0 Now
When considering a Forex trading system, the first and foremost thing to consider is proof of its profitability. Who would want to waste their time and money learning and implementing a strategy that...
Author: Irvin McCall

How to Obtain a SBA Loan
The SBA or Small Business Administration loan is a significant source of financing for small businesses. Typically, SBA loans are used to finance plant construction or expansion, to purchase equipmen...
Author: Teeny Ingberg

The Seven Best Ways on How to Get Real Estate Investing Deals
If you are new to real estate investing, you are probably wondering “where am I going to find my first real estate deal”? There are actually a number of very effective methods you can use. Below I wi...
Author: James O'Bannon

June 3, 2009

Due Diligence
Due diligence is an essential step in real estate investment. After selecting the property type and geographic location, the investor needs to ascertain he has accurate information regarding the phys...
Author: Patrick O Connor

Tips for Personal Loans
Personal loans are usually a small loan for personal uses such as for buying a car, paying for a wedding or party, paying back anther loan, buying a new appliance and furniture, taking a trip, or pay...
Author: Teeny Ingberg

How to Start Your Own Commercial Cleaning Business
The recent economic crunch has forced thousands of small business enterprises to close down, leaving millions of people without jobs, and thus a way of supporting themselves. If you, like many of tho...
Author: Jeremy Gray

How to Choose your E-currency Exchanger
For many people the thought of using an online e-currency can be a scary thing. We have all heard the horror stories of people being scammed and money being stolen by dishonest companies, but there a...
Author: Daniel da Silva

Factors To Consider When Deciding Between HMO And PPO Health Care Plans
Faced with ever-increasing medical costs, selecting the best health plan for you and your family requires informed decision-making on your part. There are two basic forms of employer sponsored health...
Author: Christine O'Kelly

May 28, 2009

Use Your Credit Wisely
Credit is becoming a necessity these days. Even if you can afford to pay for all your purchases in cash you wouldn’t be very comfortable walking around knowing that you have a large amount of cash wi...
Author: Jake R Avey

Your Retirement Account: Why You Should Save It For Retirement
A frustrating situation that bankruptcy attorneys are often faced with is meeting clients who have drained their retirements in an effort to avoid bankruptcy, only to end up filing anyway. In a bankr...
Author: Michelle L. Marrs

Foreclosed Homes and Bankruptcy
Either Chapter 7 or Chapter 13 bankruptcy will stop a foreclosure if filed prior to the sale date of your home. Your eligibility for Chapter 7 (debt elimination) or Chapter 13 (debt restructuring) wi...
Author: Michelle L. Marrs

Private Student Loan Consolidation, Is There A Best One?
Private student loan consolidation cannot be generally mixed with federal student loans due to the low interest rate on the latter. However, there are several options open to refinance the private st...
Author: Roger Guzman, M.D.

How Your Credit Score Follows You Around Like a Criminal Record
The most vital part of your financial well-being is your credit score, commonly called your FICO score because most scores are determined on the Fair Isaacs Corporation Credit scale. When we typicall...
Author: Greg Pesetsky

Tapping Home Equity to Pay Debts is Foolhardy Move Right Now
Over the years, you have been a faithfully paying your home mortgage – and all the while building up valuable equity in your most prized possession, your home. This equity often provides a quick lin...
Author: Greg Pesetsky

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